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FOR REAL ESTATE AGENTS & THEIR INVESTOR CLIENTS Some deals deserve a second look.A listing that didn’t sell. An investor whose income doesn’t fit a conventional loan. Before you move on, explore another financing path. |
01 / A RENTAL PLAN B  | Off the market. Still an opportunity.If your seller is considering keeping the property as a rental, select DSCR programs have no waiting period after the property is taken off the market. Other eligibility and ownership-seasoning requirements still apply. |
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02 / A CREDIT SCORE WORTH A CONVERSATION DSCR CREDIT SCORES 620 As low as · Select programs |
| DSCR options down to 620.A lower credit score doesn’t have to end the discussion. Scores as low as 620 may be considered on select DSCR programs, subject to the full loan scenario. |
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03 / LET THE PROPERTY TELL ITS STORY THE RENTAL PICTURE Rental income compared with Property payments Explore DSCR financing |
| Look at rental income differently.DSCR financing evaluates rental income against the property’s debt payments. Many programs offer reduced reliance on personal tax returns and W-2 income compared with conventional qualification. |
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Program features vary and may not be available together. Credit, rent coverage, loan-to-value, property and other underwriting requirements apply. Financing is subject to approval. |
 LEARN THE NUMBERS EVALUATE PROPERTIES BUILD CLIENT CONFIDENCE | Learn the investor side. Build your next opportunity.When your usual pipeline feels slower, investor clients can be another place to build relationships. Pillar wants to help you grow that side of your business. |
Use our investor tools and guides to learn the fundamentals, evaluate rental cash flow, and compare financing options. Bring more insight to client conversations—and give investors a reason to work with you on their next property. New to working with investors? Start with the investor guides → Buying a property that needs work? Explore acquisition + renovation financing. |
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Explore completed deals · Browse investor guides Have a property in mind?Reply with the property location and your client’s plan, or call (844) 733-2629. Let’s see which options may fit. |
PILLAR PRIVATE LENDING Email Our Team | PillarPrivateLending.comInvestment-property financing. All loans subject to underwriting and approval. Tools provide planning estimates, not loan quotes or commitments. Property imagery is representative and may not depict financed properties. |