Scale Smarter with Pillar Private Lending

When opportunity strikes in multifamily real estate, timing is everything. Whether you’re acquiring a value-add apartment complex, stabilizing a repositioned asset, or refinancing into long-term cash flow, Pillar Private Lending delivers the speed, flexibility, and certainty investors need to compete and win.

At Pillar Private Lending, we specialize in multifamily bridge loans and long-term multifamily financing designed for real estate investors, syndicators, and developers who are building wealth through apartments and multi-unit properties.

From short-term acquisition capital to permanent multifamily loans, we structure financing that fits your strategy—not the other way around.

Multifamily Bridge Loans

Fast, Flexible Capital for Value-Add & Transitional Properties

In today’s competitive market, traditional banks often move too slowly for serious investors. That’s where Pillar Private Lending steps in.

Our multifamily bridge loans are short-term investment property loans designed to help you:

• Acquire underperforming apartment buildings

• Fund light to heavy renovations

• Stabilize occupancy

• Increase NOI

• Refinance out of maturing debt

• Close quickly on off-market opportunities

If your property needs improvement before qualifying for permanent financing, a multifamily bridge loan from Pillar Private Lending gives you the breathing room—and capital—to execute your plan.

What Is a Multifamily Bridge Loan?

A multifamily bridge loan is a short-term commercial real estate loan that “bridges” the gap between acquisition and stabilization or long-term refinancing.

These loans are ideal for:

✔ Value-add apartment deals
✔ Distressed or vacant multifamily properties
✔ Properties with below-market rents
✔ Transitional assets needing repositioning
✔ Time-sensitive acquisitions

At Pillar Private Lending, we underwrite based on asset potential—not just current income. If the upside is clear and the numbers make sense, we’ll help you move forward quickly.

Why Investors Choose Pillar Private Lending for Multifamily Bridge Loans

When it comes to apartment building financing, execution matters. Here’s why investors trust Pillar Private Lending:

✅ Fast Closings – Close in as little as 10–21 days
✅ Interest-Only Payments – Preserve cash flow during renovations
✅ Flexible Terms – 12–36 month options
✅ High Leverage Options – Competitive LTV & LTC structures
✅ No Income Verification Options – Asset-based underwriting available
✅ Foreign National Programs – Global investors welcome

We understand that multifamily investing moves fast. Our job at Pillar Private Lending is to make sure your capital keeps up.

Bridge Loan Terms at Pillar Private Lending

While every deal is customized, typical multifamily bridge loan terms include:

• Loan amounts starting at $250,000 and scaling into the millions

• Up to 75% LTV (higher with rehab budgets structured in)

• Interest-only payments

• 12–36 month terms with extension options

• Flexible prepayment structures

Need renovation funds built into the loan? No problem. Pillar Private Lending can structure rehab escrows with draw schedules tailored to your project timeline.

Ideal Exit Strategies for Multifamily Bridge Loans

A bridge loan is only as good as its exit. At Pillar Private Lending, we help you plan that from day one.

Common exit strategies include:

• Refinancing into a long-term multifamily loan

• Selling after stabilization

• Cash-out refinance after NOI increases

• Portfolio refinancing

Our team works with you to ensure your refinance path is clear before closing—so there are no surprises later.

Long-Term Multifamily Loans

Lock in Stable Cash Flow & Maximize Returns

Once your property is stabilized and producing strong income, it’s time to secure long-term financing.

Pillar Private Lending offers competitive long-term multifamily loans designed to help investors:

• Lower monthly payments

• Improve DSCR

• Lock in predictable rates

• Extract equity through cash-out refinancing

• Hold assets for long-term wealth building

If you’re looking for permanent apartment building financing, we make the transition seamless.

What Is a Long-Term Multifamily Loan?

A long-term multifamily loan is permanent financing for stabilized apartment buildings and multi-unit investment properties.

These loans are ideal when:

• Occupancy is stabilized (typically 85%+)

• Renovations are complete

• NOI has improved

• Property performance supports long-term debt

At Pillar Private Lending, we focus on asset performance and investor goals. Whether you’re refinancing from a bridge loan or replacing high-interest debt, we structure long-term solutions that maximize cash flow.

Long-Term Multifamily Loan Features

Our permanent multifamily financing programs may include:

✔ 5, 7, 10, and 30-year term options
✔ Fixed and adjustable rate structures
✔ Cash-out refinance programs
✔ Competitive DSCR-based underwriting
✔ Non-recourse options (case by case)
✔ No personal income verification programs

Unlike traditional banks, Pillar Private Lending understands real estate investors. We don’t overcomplicate strong deals.

Bridge to Permanent: A Seamless Strategy

One of the most powerful strategies in multifamily investing is the bridge-to-permanent model.

Here’s how it works with Pillar Private Lending:

1. Acquire a value-add multifamily property using a bridge loan

2. Renovate units and increase rents

3. Improve occupancy and NOI

4. Refinance into a long-term multifamily loan

5. Pull out equity and repeat the process

This strategy allows investors to recycle capital while building a growing portfolio of stabilized cash-flowing assets.

And because you’re working with Pillar Private Lending for both bridge and permanent financing, your transition is smooth and efficient.

Who We Serve

At Pillar Private Lending, we proudly serve:

• Multifamily real estate investors

• Apartment syndicators

• Real estate developers

• Private equity sponsors

• Foreign national investors

• Portfolio operators

Whether you’re buying a 5-unit property or a 150-unit apartment complex, we have financing solutions built to scale with you.

Multifamily Loan Scenarios We Finance

We regularly fund:

🏢 Value-add apartment acquisitions
🏗 Light-to-heavy renovation projects
📉 Underperforming properties
🔄 Refinancing maturing commercial debt
💰 Cash-out refinances after stabilization
🌍 International investor acquisitions

If the deal makes sense, Pillar Private Lending is ready to structure the capital.

What You Need to Qualify

Qualifying for a multifamily bridge loan or long-term multifamily loan with Pillar Private Lending is straightforward.

We evaluate:

• Property type and condition

• Unit count and rent roll

• Current and projected NOI

• Sponsor experience

• Exit strategy

• Credit profile (flexible options available)

We focus on asset strength and upside—not unnecessary red tape.

If you’re new to multifamily investing but working with experienced partners, we can still structure a solution.

Our multifamily financing programs are built around high-performing investment strategies, including:

• Multifamily bridge loans

• Apartment building loans

• Commercial multifamily financing

• Value-add multifamily loans

• Short-term apartment loans

• Permanent multifamily loans

• Multifamily refinance loans

• DSCR multifamily loans

• Apartment acquisition financing

• Cash-out multifamily refinance

When investors search for multifamily bridge lenders or long-term apartment building financing, they find Pillar Private Lending because we deliver results.

Why Pillar Private Lending Is Different

There are plenty of lenders—but few true partners.

At Pillar Private Lending, we prioritize:

🔹 Speed
🔹 Transparency
🔹 Flexibility
🔹 Communication
🔹 Real-world investor knowledge

We know that in commercial real estate, delays cost money. Our underwriting process is streamlined so you can focus on execution.

We don’t just approve loans—we help structure winning deals.

Frequently Asked Questions

How fast can Pillar Private Lending close a multifamily bridge loan?

Closings can occur in as little as 10–21 days, depending on appraisal and documentation.

What is the minimum unit count?

We typically finance 5+ unit properties, but smaller multifamily properties may qualify case-by-case.

Do you offer cash-out refinances?

Yes. Once stabilized, Pillar Private Lending offers cash-out multifamily refinance options for qualified properties.

Are interest-only options available?

Yes. Most multifamily bridge loans include interest-only payments to maximize flexibility during renovations.

Do you lend to first-time multifamily investors?

Yes, especially when partnered with experienced operators or strong deal fundamentals.

Can foreign nationals qualify?

Absolutely. Pillar Private Lending offers multifamily financing programs for international investors.

Let’s Grow Your Multifamily Portfolio

Multifamily real estate remains one of the most powerful wealth-building tools available. The key is having the right capital partner.

Whether you need:

• Fast multifamily bridge financing

• Apartment acquisition loans

• Value-add capital

• Permanent multifamily refinancing

• Cash-out solutions to scale

Pillar Private Lending is ready to help.

We don’t just fund deals—we help investors build portfolios, increase NOI, and create long-term cash flow.

Ready to Finance Your Next Multifamily Deal?

Let’s talk strategy.

Contact Pillar Private Lending today for a free consultation or to pre-qualify your multifamily bridge loan or long-term multifamily financing request.

Tell us about your property, your goals, and your exit strategy—and we’ll structure a loan that helps you win.

With Pillar Private Lending, your next multifamily opportunity isn’t just possible—it’s funded.