Fix & Flip
$1.26M
Fix & Flip Financing
Scottsdale, AZ · Single-Family Residence
- Fix & Flip
- Arizona
Fix & Flip Financing
Finance Your Fix & Flip Project With One Partner
Acquisition and renovation capital for professional investors — with clear scenario reviews, deal-level structuring, and direct access to experienced advisors.
No obligation. Representative scenarios only — talk with an experienced investment advisor.
(844) 733-2629- Investor-focused lending
- Purchase + rehab capital
- Residential investment properties
- Advisor-led scenario review
Before you start
A clearer fit check for your deal
- Investment property intended for resale or a rental exit
- Purchase price or payoff, rehab budget, and supported after-repair value
- Project experience, available equity, and completion timeline
What happens after you submit?
An advisor reviews your scenario, discusses available lender options, and explains the next information needed. This is a financing review, not a commitment or approval.
Credit, leverage, reserves, and experience requirements vary by program. Property and state eligibility are confirmed during review.
Explore financing by marketCompleted Deals
Real Investors. Real Closings.
Browse relevant funded transactions for this financing path — proof from deals that actually closed.
Property imagery is representative and may not depict the actual financed property.
Fix & Flip
$2.55M
Fix & Flip Financing
Orinda, CA · Single-Family Residence
- Fix & Flip
- California
Past transactions are provided for informational purposes only. Financing structures, terms, and closing timelines vary by borrower, property, market, and underwriting review. Past performance does not guarantee future results.
Before-condition properties — acquisition and rehab capital structured around the project
How Pillar Finances a Flip
Acquisition + Renovation, Structured Around Your Project
Practical financing organized around how investors actually run rehab projects.
Purchase Financing
Capital to acquire the property — structured alongside your rehab budget in one review.
Renovation Draws
Rehab funds released through a draw schedule as work is completed and verified.
What We Review
Project cost, ARV support, your experience, insurance, title, and a clear exit plan.
After the Project
Resale exit or refinance into long-term rental financing — your advisor maps the path.
Scenario Builder
Analyze Your Fix & Flip Deal
Run the purchase, renovation budget, and projected value — then review the scenario with an experienced advisor.
Estimate your financing scenario before speaking with an advisor. This takes less than a minute.
Check Loan Options
No obligation. Representative scenarios only — talk with an experienced investment advisor.
Fix & Flip Analyzer
Model purchase, rehab, ARV, and margin before you talk with an advisor.
OpenBRRRR Strategy Analyzer
Estimate equity created, cash left in the deal, and rent-to-basis after refinance.
OpenPrivate Lending Payment Estimator
Estimate interest-only payments on private lending structures.
Open
Investor Voices
Verified feedback from this program.
Borrower reviews associated with this loan path.
“We were getting ready to take on another flip and needed a lender that could move quickly and actually understood how these projects work. A mortgage friend recommended Pillar, and they made the entire process easier than we expected. They helped us structure the loan, kept everything moving, and every renovation draw was funded quickly so our contractors never had to wait. We'd absolutely use Pillar again on our next project.”
Representative Scenarios
Illustrative Fix & Flip Project Summaries
Representative fix and flip scenarios — terms vary by asset, experience, and market.
Featured scenario · Fix & Flip
Seattle SFR Value-Add
Seattle, WA
- Property Type
- Single-family
- Project Strategy
- Full rehab
- Purchase
- $475k
- Rehab
- $150k
- Projected ARV
- $825k
- Exit Strategy
- Resale
Illustrative · Fix & Flip
Phoenix Duplex Renovation
Phoenix, AZ
- Property Type
- Duplex
- Project Strategy
- Cosmetic + systems
- Purchase
- $320k
- Rehab
- $85k
- Projected ARV
- $510k
- Exit Strategy
- Resale
Illustrative · Fix & Flip
Denver Light Value-Add
Denver, CO
- Property Type
- Single-family
- Project Strategy
- Kitchen + bath
- Purchase
- $390k
- Rehab
- $65k
- Projected ARV
- $545k
- Exit Strategy
- Resale
Technology + Guidance
Technology helps us understand the deal faster. Advisors help you structure it.
Share your project online or by phone — then work with an experienced investment lender who understands rehab timelines, draw schedules, and exit strategy.
- Direct access to fix & flip lending specialists
- Scenario reviews tailored to your project and experience
- Creative structuring when a deal needs flexibility
- A relationship that continues across repeat projects
No obligation. Representative scenarios only — talk with an experienced investment advisor.
How It Works
From Project Review to Closing
A clear path built around how investors run rehab projects.
- 01
Analyze the Deal
Share purchase price, rehab scope, ARV, and timeline — online or with an advisor.
- 02
Discuss the Project
Review your scenario with an investment lender who understands the asset.
- 03
Structure the Financing
Receive options for acquisition, rehab draws, and leverage matched to your deal.
- 04
Diligence & Closing
Move forward with advisor support through documentation, draws, and funding.
The right partner understands the rehab, the timeline, and the exit — not just the loan amount.
Explore financing for your investment strategy
Compare property fit, qualification factors, and what to prepare
Keep exploring
Investor Guides
Go deeper on the underwriting concepts behind this financing path.
Guide
Fix & Flip Loans: A Complete Investor Guide
Learn how acquisition and renovation financing works, how lenders evaluate ARV and rehab scope, how draws operate, and how investors document an exit plan.
Guide
LTC vs LTV in Real Estate Investing
Learn how loan-to-cost and loan-to-value differ, when investors and lenders use each, and how Pillar’s fix-and-flip and construction tools calculate them.
Guide
How Much Cash Do You Need for a Fix and Flip?
Estimate cash required for a fix-and-flip beyond the down payment—including closing costs, rehab overrun buffers, carrying costs, and reserves through sale or refinance.
Guide
How to Calculate After-Repair Value (ARV)
Estimate after-repair value with a repeatable comparable-sales workflow, an illustrative adjustment table, and a clear method for reconciling a practical ARV range.
Evaluating a specific market? Explore investor financing by location.
Fix & flip financing FAQ
What is a fix and flip loan?+
A fix and flip loan is short-term, asset-based financing that funds the purchase and renovation of an investment property the borrower plans to resell or refinance. Leverage is typically sized to project cost and after-repair value, with rehab proceeds released on a draw schedule as work is verified.
Can first-time flippers get financing?+
Some programs work with first-time flippers when the deal structure is strong. Experience often influences leverage and terms — share your project and an advisor can review fit.
Does Pillar finance both purchase and rehab?+
Yes. Many fix & flip structures combine acquisition and renovation capital in one facility, with rehab funds released through a draw schedule as work is completed.
How are renovation draws handled?+
Draws are typically released as completed work is verified against your scope of budget. Your advisor explains the process for your specific program and project.
What property types qualify?+
Pillar focuses on residential investment properties — single-family homes, duplexes, triplexes, and fourplexes. Owner-occupied properties are outside our scope.
What happens after I submit my scenario?+
An advisor reviews your project details, experience, and exit plan. If the deal fits program guidelines, you receive a scenario review with next steps — not a generic application queue.
What exit strategies are supported?+
Common exits include resale after renovation or refinancing into long-term rental financing. Structure depends on your timeline, ARV support, and overall deal profile.
Next Step
Ready when your next flip is.
Share the project. We’ll map acquisition, rehab draws, and exit options with an advisor who understands how flips actually run.
No obligation. Representative scenarios only — talk with an experienced investment advisor.