Quick and Easy Fix & Flip Loans with Pillar Private Lending

Real estate investing moves fast—and so should your financing. At Pillar Private Lending, we specialize in quick and easy fix and flip loans tailored for real estate investors who want to act quickly, renovate confidently, and exit profitably. Whether you’re flipping your first property or you’re a seasoned investor, our streamlined funding solutions help you seize opportunities before someone else does.

Why Fix & Flip Loans?

Fix and flip loans are the heartbeat of real estate investing. These short-term loans are built to help you purchase, renovate, and sell properties for a return—quickly and efficiently. With faster approval, higher leverage, and funding that doesn’t get bogged down in red tape, it’s no wonder more investors are turning to fix and flip financing to power their projects.

What Makes Pillar Private Lending the Smart Choice?

At Pillar, we know time is money. That’s why we’ve built our process around speed, flexibility, and trust. When you’re ready to move, we’re already moving with you. Here’s what sets us apart:

• Fast approvals and funding in days—not weeks

• Flexible loan terms tailored to your project’s timeline

• Experienced lending team who speak your language—investor to investor

• Construction draw support to keep your renovation on track

• Common-sense underwriting that focuses on the deal, not just your credit score

You bring the vision. We bring the capital.

Fix & Flip Loans: How They Work

Our fix and flip loans are short-term, asset-based loans designed to help you move fast. We fund both the purchase price and renovation costs, so you can focus on transforming the property and maximizing resale value.

• Loan terms: 6 to 18 months

• Interest-only payments during the loan term

• Balloon payment at project completion

• Rates: Competitive, with typical interest rates from 8.99%–10.99%

• LTV: Up to 90% of purchase and up to 100% of rehab costs (up to 75% ARV)

With Pillar, you get transparent terms and a partner who understands that speed, simplicity, and reliability are the real value drivers.

Loan Options Tailored for Your Investment Style

We offer a variety of loan types to fit the needs of every fix and flip investor:

🔹 Hard Money Loans

Our bread and butter. Perfect for experienced investors or time-sensitive deals. Based primarily on the value of the property, not your credit score.

🔹 Private Money Loans

Looking for a more relationship-based loan structure? Our private capital network can help fund creative projects or unique properties.

🔹 Bridge Loans

Need capital while waiting for another project to close? A bridge loan keeps your pipeline full and your projects moving forward.

Who Qualifies?

If you’ve got a deal, a plan, and a solid exit strategy—we want to hear from you. We work with:

• First-time flippers and seasoned investors alike

• Borrowers with average to excellent credit

• Investors looking to scale up their portfolio

• Clients who need fast closings and no-nonsense underwriting

We believe in smart, efficient lending—not endless paperwork or hoops to jump through.

What You’ll Need

Our process is streamlined, and we only ask for what’s essential:

• Property address and details

• Renovation budget and scope of work

• Exit strategy (sell or refinance)

• Your investment experience (if any—we work with newcomers too!)

Apply online or speak to one of our loan specialists, and we’ll have you moving forward in no time.

Real Results: Investor Success Stories

🏡 Flip in 120 Days — 30% ROI

A Seattle-based investor used a $150,000 loan from Pillar to buy and rehab a distressed single-family home. With funding in hand in just 72 hours, they beat out competing offers and completed the renovation in 4 months—netting a 30% return after sale.

🏢 Historic Property, Modern Profits — 50% ROI

An experienced investor secured a $500,000 bridge loan with Pillar for a multi-use property conversion. With our flexible draw schedule and dedicated support, the project came in under budget and delivered a 50% ROI—proving the power of well-executed value-add projects.

We’re proud to support stories like these every day—and we’d love to be a part of yours.

Let’s Get Started

At Pillar Private Lending, we make real estate funding feel less like a transaction and more like a partnership. When you need capital fast, with a lender you can trust, there’s no better team to have in your corner.

Ready to flip your next property with confidence?
Apply now or connect with a loan advisor today.