Construction
$2.4M
Construction Financing
Seattle, WA · 2-Unit Residential
Units: 2
- Construction
- 2 Units
- Washington
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Construction Loans
Ground-up financing from land to certificate of occupancy
Finance ground-up residential and small commercial projects. From land acquisition through vertical construction with a draw schedule matched to your build.
Investor-focused construction lending · Advisor-reviewed scenarios · No application fee
Loan Terms
- Loan Amount
- Sized to project scope
- LTC
- Based on land + construction budget
- Term
- 12 – 24 months
- Rate
- Priced to project & experience
- Experience
- Prior project experience preferred
- Property Types
- SFR, Townhome, Small MF
Rates and terms subject to underwriting approval.
Program Highlights
Capital structured around plans, progress, and takeout.
- 1Land acquisition financing may be included depending on the project
- 2Draw schedules matched to project progress
- 3Draw funding coordinated around inspections and progress
- 4Spec and pre-sold projects considered case by case
- 5Phase / tract development may be available
- 6Experienced builder focus
Ready to get started?
Share your deal in a few minutes. No application fee, no obligation.
Check Loan OptionsCompleted Deals
Ground-up construction closings
Selected construction transactions funded for real estate investors.
Property imagery is representative and may not depict the actual financed property.
Past transactions are provided for informational purposes only. Financing structures, terms, and closing timelines vary by borrower, property, market, and underwriting review. Past performance does not guarantee future results.
Borrower Reviews
What construction investors say
“I was building an investment property from the ground up and wanted a lender that understood construction financing — the banks we've worked with have no idea how they work, it was a nightmare. Pillar helped us put together the budget, walked us through the draw process before we started, and kept funding moving throughout construction. Their communication was excellent, and knowing we had an experienced team behind us made the entire project much less stressful. We'll be back for our next build.”
Keep exploring
Investor Guides
Review the underwriting concepts and planning questions behind this program.
Guide
Construction Loans: A Complete Investor Guide
Plan an investor construction loan from land and budget through draws, completion, and a sale or refinance exit without assuming one universal lender structure.
Guide
Construction Loan Draws: Schedules, Inspections, and Funding
Build a practical draw workflow around schedules of values, request packages, inspections, contractor payments, change orders, and funding gaps.
Guide
How Construction Loan Interest Works
Understand why construction interest is often charged on outstanding balance, how interest reserves differ from borrower-paid interest, and why draw structures are not universal.
Guide
LTC vs LTV in Real Estate Investing
Learn how loan-to-cost and loan-to-value differ, when investors and lenders use each, and how Pillar’s fix-and-flip and construction tools calculate them.
Frequently Asked Questions
How fast can I close a Construction loan?+
Timelines vary by documentation, appraisal, and title work. Investor-focused underwriting is built to move quickly once a file is complete — your advisor can walk through what to expect for your specific deal.
What credit score is required?+
We work with a wide range of credit profiles. Underwriting varies by program and may consider property cash flow, collateral, deal structure, and borrower experience.
Where do you lend?+
Pillar Private Lending works with investors in multiple states. Browse our location pages or contact us to confirm availability.
Is there an application fee?+
Pillar does not charge an application fee to request a scenario review or term sheet. Third-party costs such as appraisal, title, and closing fees may still apply depending on the transaction.
Next Step
Ready to think through your next deal?
Share a few basics about the property and we'll help you understand which financing paths may fit your strategy.
No obligation. Representative scenarios only — talk with an experienced investment advisor.