Disclosures
Important information about Pillar Private Lending's lending practices, compliance, and regulatory commitments.
Last Updated: January 1, 2025
Lending Disclosures
Pillar Private Lending is a private lending company specializing in real estate investment financing. We are not a bank, credit union, or traditional mortgage lender.
All loans are made by Pillar Private Lending or its affiliated entities. Loan products, rates, terms, and conditions are subject to change without notice and are determined on a case-by-case basis.
This is not a commitment to lend. Not all borrowers or properties will qualify. Minimum loan amounts, credit requirements, and other conditions apply.
Loan Products
Pillar Private Lending offers the following types of real estate financing:
• Bridge Loans • DSCR (Debt Service Coverage Ratio) Loans • Fix & Flip Loans • Ground-Up Construction Loans • Multifamily Financing • Commercial Real Estate Loans
Each loan product has specific eligibility requirements, rate ranges, and terms. Contact us for current program details and rate sheets.
Rate & Fee Disclosure
Interest rates, points, and fees vary based on loan type, property type, borrower experience, leverage, and other risk factors. Rates displayed on our website are for illustrative purposes and may not reflect your actual rate.
Borrowers may be responsible for origination fees, appraisal costs, title and escrow fees, inspection fees, legal fees, and other closing costs. A detailed fee breakdown will be provided in your term sheet prior to commitment.
Equal Opportunity Lending
Pillar Private Lending is committed to equal opportunity lending. We do not discriminate on the basis of race, color, religion, national origin, sex, familial status, disability, or any other protected class under federal, state, or local fair lending laws.
If you believe you have been discriminated against, you may file a complaint with the Consumer Financial Protection Bureau (CFPB) or your state's regulatory authority.
TCPA Consent Disclosure
By submitting your information through our website and providing consent, you authorize Pillar Private Lending to contact you by phone, email, or text message regarding your inquiry. This consent is not a condition of purchasing any product or service.
Message and data rates may apply. Message frequency varies. You may revoke your consent at any time by replying STOP to any text message or contacting us directly.
No Legal, Tax, or Financial Advice
The information provided on this website is for general informational purposes only. Nothing on this Site constitutes legal, tax, investment, or financial advice. You should consult with qualified professionals before making financial decisions or entering into any loan agreement.
Third-Party Services
Pillar Private Lending may use third-party service providers for appraisals, title work, inspections, and other services related to your loan. We are not responsible for the actions, errors, or omissions of any third-party service providers.
State-Specific Disclosures
Lending activities are subject to state-specific licensing and regulatory requirements. Not all loan products are available in all states. Please contact us to confirm availability in your state.
Additional state-specific disclosures may apply and will be provided as part of the loan documentation process.
Contact & Complaints
For questions, concerns, or complaints regarding our lending practices or disclosures, please contact us:
• Phone: (844) 733-2629 • Email: info@pillarprivatelending.com • Address: 2509 152nd Ave NE, Redmond, WA