Neighborhood-scale apartment building representing investment property analysis for real estate investors

Investor Tools

Investor Lending Tools Built for Real Deals

Choose a tool based on the question you need answered — deal returns, payment structure, underwriting metrics, or project funding — then request a lender-reviewed scenario.

Primary Analysis

Start with your deal type

Rehab & resale projects

Fix & Flip Deal Analyzer

Estimate total project cost, profit margin, and leverage before you submit a flip for review.

Analyze flip

Long-term rental income

DSCR Rental Loan Calculator

Model rent vs payment, DSCR ratio, and LTV for buy-and-hold or refinance rentals.

Calculate DSCR

Short-term bridge needs

Bridge Loan Scenario Builder

Outline payoff, cash needs, timeline, and exit strategy to see equity and leverage.

Build scenario

Deal Analysis

Project-level returns before you choose a structure.

BRRRR Strategy AnalyzerEstimate equity created, cash left in the deal, and rent-to-basis after refinance.Rental Property Cash Flow AnalyzerEstimate cash flow, NOI, DSCR, cap rate, and cash-on-cash return for a rental.

Loan Structure

Payment shape, interest cost, and refinance timing.

Private Lending Payment EstimatorCompare interest-only vs amortized payments and total interest over your term.Interest-Only vs. P&I CalculatorCompare monthly payment, interest, and principal reduction over a selected horizon.Refinance Break-Even CalculatorEstimate how long monthly P&I savings may take to recover refinance costs.

Underwriting Metrics

Property-level ratios used in commercial and rental analysis.

Debt Yield CalculatorCompare annual property NOI with a proposed commercial loan amount.Cap Rate CalculatorCalculate cap rate or estimate property value from NOI and a cap-rate assumption.

Project Financing

Transitional and construction funding planning.

Construction Draw CalculatorEstimate construction funding, draw timing, borrower equity, outstanding balance, and interest.

Want us to review your deal?

Use a calculator to run your numbers, then start a structured investor review or book a strategy call.

Check Loan Options Talk Through My Deal

Frequently asked questions

Are these investor calculators free to use?+

Yes. All tools on this page are free educational calculators. They help you run quick scenarios before requesting a lender-reviewed option from Pillar.

Do calculator results mean I am approved for a loan?+

No. Results are estimates for planning only. Approval depends on borrower qualification, collateral, program guidelines, and applicable law.

Which tool should I use for a fix and flip deal?+

Start with the Fix & Flip Deal Analyzer for profit and leverage estimates. You can then submit your scenario or use the investor review funnel for a structured quote request.

Can I share my calculator results with Pillar?+

Yes. After you calculate, use the mini form on each tool page. Your inputs and outputs are included so our team can review your scenario in context.