Exit hard money
Will my rental refinance cover the payoff?
Model the funding gap, new payment, and maturity timing before moving from project financing to a rental hold.
Hard-Money Exit Planner
Rental Investor Toolkit
Understand your rental. Explore your options.
Plan your hard-money exit, explore rental equity, or prepare for your next purchase. Start with your goal and see the numbers behind it.
Start with your strategy
What are you working toward?
Access rental equity
How much liquidity could I create?
Compare keeping your loan with two refinance scenarios, including fees, a cash cushion, and remaining equity.
Cash-Out & Liquidity PlannerBuy a rental
What if rent, rate, or down payment changes?
Put two purchase scenarios side by side and see how your assumptions change DSCR and monthly cash flow.
DSCR Scenario ComparisonReview rental performance
What does each property contribute?
Work through rentals one at a time to understand operating expenses, debt service, and cash flow before considering the next move.
Rental Cash Flow AnalyzerGo deeper on the numbers
DSCR Calculator
How does my rent compare with my payment?
Already know your housing payment? Calculate rent-to-PITIA coverage and LTV.
ExploreRental Cash Flow Analyzer
What could the property earn after expenses?
Model operating costs, debt service, NOI, and cash-on-cash return.
ExploreBRRRR Strategy Analyzer
How much cash stays in the deal?
Explore purchase, rehab, and refinance assumptions for a rental hold.
ExploreRefinance Break-Even Calculator
When might a refinance pay for itself?
Compare estimated payment savings with the refinance costs you enter.
ExploreInterest-Only vs. P&I Calculator
How does payment structure change the numbers?
Compare payments and principal reduction at the same assumed rate.
ExploreDSCR Calculation Guide
What goes into the ratio?
Understand rent, PITIA, different methodologies, and stress cases.
ExplorePlanning estimates only. Assumed rates are not quotes; results do not establish eligibility or a commitment to lend.
View all investor tools, including fix-and-flip, bridge, and constructionBuilt for rental investors
One rental strategy. Three ways to finance it.
DSCR compares a property’s rental income with its debt payments. Choose your goal to explore how rental cash flow can support your financing.
Buy a rental
Explore DSCR financing for your next rental property purchase.
DSCR purchase loansRefinance a rental
Review options to replace existing debt and align your loan with your hold strategy.
Rate-and-term refinancePut equity to work
Explore cash-out refinancing for your next investment, subject to equity and program requirements.
DSCR cash-out refinanceEligibility and terms depend on the property, credit, cash flow, and program guidelines.
Ready to talk through the property?
Bring your questions and assumptions to an advisor.
Check Loan Options