Investor Tools
Fix & Flip Deal Analyzer
Deal inputs
Enter your deal numbers and tap Analyze to see results.
Methodology
How this calculator works
This analyzer compares purchase, rehab, optional hold and sale costs, ARV, and a loan amount. Leverage uses the same definitions as the LTC vs LTV guide.
- Project cost
- Purchase + rehab + holding + selling costs.
- Loan-to-cost
- Loan amount ÷ project cost.
- Loan-to-ARV
- Loan amount ÷ estimated after-repair value.
ARV is an assumption, not an appraisal. Results are not a quote or approval. Cost stacks that omit hold or sale costs will not match this LTC.
Frequently asked questions
What costs should I include in a fix and flip estimate?+
At minimum, include purchase price, rehab budget, holding costs (taxes, insurance, utilities, debt service), and selling costs (commissions, title, transfer). Financing costs may vary by program.
What is loan-to-cost vs loan-to-ARV?+
Loan-to-cost compares your requested loan to total project cost. Loan-to-ARV compares it to after-repair value. Lenders often cap one or both depending on the program.
Does a strong margin guarantee funding?+
No. Margin is one factor. Experience, market, timeline, and collateral still matter. Use this tool to plan; request a review for program-specific guidance.
How do I get a lender to review my flip numbers?+
Submit the mini form after calculating, or start the investor review at /check-options with goal=fix-flip to walk through deal-specific questions.
Keep exploring
Understand the financing behind the model
Use the guides to connect calculator inputs with ARV, leverage, rehab funding, liquidity, and exit planning.
Fix & Flip Loans: A Complete Investor Guide
Review acquisition, rehab budgets, draws, leverage, and exit planning.
How to Calculate After-Repair Value
Build a comparable-sales range for the planned finished property.
LTC vs LTV in Real Estate Investing
See why cost-based and value-based leverage can tell different stories.