Private / Hard Money
How Fast Can You Close a Private Lending Deal?
What drives closing timelines on investor loans — and how to move faster with complete files and clear exits.
5 min readRead
Investor Resource Center
Private / Hard Money
Private Real Estate Lending Guides
Category-level guidance for comparing private capital and choosing the specific investor financing path behind the label.
Private lending and hard money are broad market terms, not one standard loan. The actual structure may be fix-and-flip, bridge, construction, rental, or another business-purpose program.
These guides explain the terminology, underwriting emphasis, costs, documentation, timing dependencies, and questions needed to compare a proposal without assuming universal terms.
Cornerstone guides
Private Lending16 min
Private Real Estate Lending: An Investor Guide
Understand private real estate lending terminology, asset-based review, costs, documentation, product selection, and the questions needed to compare an actual proposal.
Read guidePrivate Lending11 min
Hard Money vs Fix and Flip Financing
Clarify how hard-money terminology overlaps with fix-and-flip financing, what lenders actually underwrite on short-term rehab deals, and how to compare structures without assuming one label is always better.
Read guideMore investor education
Key terms
Private / Hard Money FAQ
How is private lending different from a bank loan?+
Private real estate lending can place more emphasis on collateral, business plan, and exit than a consumer mortgage. Documentation, cost, recourse, timing, and underwriting still vary by lender and transaction.
Are hard money and private money the same?+
The terms overlap and are used inconsistently. Compare the actual funding source, loan purpose, collateral, cost, term, future-funding mechanics, and exit rather than relying on the label.
Explore financing for your investment strategy
Compare property fit, qualification factors, and what to prepare
DSCR rental loans
- Rental purchase
- Rate-and-term refinance
- Cash-out refinance
- Bridge-to-DSCR planning
- Portfolio DSCR Loans & Refinance
- Short-Term Rental & Airbnb DSCR Financing
- DSCR Loans for LLC-Owned Rentals
- DSCR Loans for Duplexes, Triplexes & Fourplexes
- BRRRR Refinance & Hard Money Exit
- Calculate rental DSCR
- Planning guides
Program options by market
Ready to review your deal?
Tell us about your private / hard money project and get a fast investor scenario review — no obligation.
Or call (844) 733-2629