Technology powered, relationship driven
Fix & Flip Refinance for an Existing Project
Review refinance options for an investment renovation already underway. Compare payoff, remaining work, available equity, and sale or rental exit timing.
Business-purpose investment financing. Options are subject to lender and property review.
Start with the project as it stands today
An existing renovation is different from a new acquisition. Show work completed, funds spent, remaining scope, current condition, and the outstanding loan. A replacement lender may evaluate today's collateral and execution risk differently from the original financing.
Solve the maturity problem before it becomes urgent
Provide the current payoff, maturity date, extension provisions, and any payment issues early. Refinance availability is not guaranteed and may require additional cash. Compare the existing lender's extension option with a new loan's costs and timeline.
Choose a sale exit or rental takeout
If you still plan to sell, explain the remaining work and marketing period. If you plan to hold, review the finished property's rent and DSCR eligibility before choosing a bridge-to-rental strategy. Changing the exit does not automatically make the property ready for permanent financing.
Questions before you apply
Can a refinance fund unfinished work?
Possibly, subject to a lender's review of collateral, remaining scope, liquidity, and execution risk. Do not assume a new lender will fund all remaining costs.
Can I switch from a flip to a rental?
An advisor can review that path. The completed property must meet the chosen rental lender's condition, income, valuation, and other requirements.
Explore financing for your investment strategy
Compare property fit, qualification factors, and what to prepare
Capital options shaped around your deal
Pillar combines technology with advisor-led structuring, reviewing multiple lender and capital options against your property, timeline, and exit plan.
Review my financing optionsNo obligation. Rates and terms require underwriting approval. Read disclosures.