Commercial & Multifamily Capital
Financing for Serious Multifamily Investors
Bridge, acquisition, and transitional capital for 5–8 unit properties, small apartment buildings, mixed-use assets, and select larger multifamily opportunities — structured with an advisor, not a residential call center.
No obligation. Representative scenarios only — talk with an experienced investment advisor.
(844) 733-2629Program Highlights
Built for multifamily investors
5–8 Unit & Multifamily
Beyond single-family rental programs
Bridge & Transitional
Acquisition, value-add, and takeout paths
Entity-Friendly
Entity-level review for portfolio investors
Mixed-Use Considered
Select income-producing commercial assets
Advisor-Led Structuring
Complex deals reviewed with specialists
Commercial Programs
Capital Built for Investment Properties
Sophisticated financing for investors who operate beyond single-family rentals — without the bureaucracy of institutional lending.
5–8 Unit & Small Multifamily
Capital for small apartment buildings and select multifamily assets where residential programs do not fit.
Mixed-Use & Transitional Assets
Financing for income-producing properties with retail, office, or blended residential components.
Bridge & Takeout Opportunities
Short-term capital for acquisitions, refinances, and exits between stabilization and permanent financing.
Portfolio-Level Thinking
Support for investors acquiring or repositioning multiple assets — not just single-property transactions.
Entity & Asset Underwriting
Deal structures evaluated on collateral, cash flow, and investor experience — not owner-occupant criteria.
Advisor-Led Structuring
Complex deals reviewed directly with commercial lending specialists who understand investor timelines.
Typical focus
5–8+ units
Portfolio-scale rental communities structured with commercial lending specialists
Work With a Specialist
Commercial lending is relationship-driven
Multifamily and commercial deals rarely fit a one-size-fits-all application. Pillar pairs you with an advisor who reviews your asset, timeline, and capital strategy — then maps the right financing path.
- Direct access to commercial lending specialists
- Scenario reviews tailored to your asset and hold strategy
- Clear guidance on bridge, acquisition, and transitional paths
- No long online application before your first conversation
- Entity-level structuring for portfolio investors
No obligation. Representative scenarios only — talk with an experienced investment advisor.
Commercial deals rarely fit a one-size application. They need a specialist who can read the asset.
Completed Deals
Funded transactions. Institutional calm.
Browse relevant funded transactions for this financing path — proof from deals that actually closed.
Commercial · Houston, TX
Houston 64-Unit Multifamily
- Loan Amount
- $3,700,000
- Closed In
- 28 Days
64-unit multifamily purchase and refinance. Used cash-out from another apartment building for down payment. Bridge loans for cash-out and acquisition, with both immediately converted to long-term permanent loans.
View case study
Commercial · Bronx, NY
Bronx 107-Unit Multifamily Refinance
$6,800,000
32 Days
Two separate buildings — bridge refinance to pay off an underlying hard money lender, then began conversion into 30-year permanent loans.
Bridge · Renton, WA
Renton Mixed-Use Bridge
$2,709,000
Bridge acquisition financing for a mixed-use commercial property, positioned for a fast, certain close.
Value Add · Packwood, WA
Packwood Hospitality Value-Add
$572,650
Purchase financing for a boutique hospitality value-add project, repositioning the property toward a higher stabilized value.
Past transactions are provided for informational purposes only. Financing structures, terms, and closing timelines vary by borrower, property, market, and underwriting review. Past performance does not guarantee future results.
Investor Voices
Verified feedback from this program.
Borrower reviews associated with this loan path.
“We purchased a 24-unit apartment building that needed significant renovations, from roofs and windows to updating units as tenants moved out. Pillar understood exactly what we were trying to accomplish and stayed with us every step of the way. Draw requests were handled quickly, communication was excellent, and having a lender that actually understood value-add real estate made a huge difference. We'd confidently recommend them to any real estate investor.”
Portfolio Scenarios
Deal Types We Structure With Investors
Representative commercial and multifamily scenarios — terms vary by asset, experience, and market.
Featured scenario · 5–8 Unit
6-Unit Value-Add
Portland, OR
- Units
- 6
- Strategy
- Acquisition + Rehab
- Capital Type
- Bridge
- Structure
- Entity vesting
Illustrative · Mixed-Use
Mixed-Use Stabilized
Denver, CO
- Use
- Retail + Residential
- Focus
- Income-producing
- Capital Type
- Transitional
Illustrative · Small Multifamily
12-Unit Apartment
Austin, TX
- Units
- 12
- Strategy
- Portfolio hold
- Capital Type
- Bridge loan
- Amount
- $2.4M
Illustrative · Portfolio Investor
Portfolio Acquisition
Phoenix, AZ
- Assets
- 3 properties
- Units
- 18 total
- Capital Type
- Bridge takeout
How It Works
An Advisor-First Path to Funding
Commercial deals move faster when the right people review the right details upfront.
- 01
Share Your Deal Overview
Brief us on the asset, unit count, strategy, and timeline — by phone or through a short online qualification.
- 02
Advisor-Led Scenario Review
A commercial lending specialist evaluates fit, structure, and leverage based on how the asset actually performs.
- 03
Receive Financing Options
Get clear guidance on bridge, acquisition, or transitional paths — with terms explained in investor language.
- 04
Close With Dedicated Support
Move from term sheet to funding with a team that understands multifamily timelines and entity-level closings.
Commercial & multifamily FAQ
What property types do you finance on the commercial side?+
We focus on investment properties — 5–8 unit buildings, small apartment complexes, mixed-use assets, select larger multifamily, and portfolio acquisitions. Owner-occupied residential is outside our scope.
Do I need to complete a full application before speaking with someone?+
No. Start with a brief conversation or our short online qualification. A commercial lending advisor will review your scenario before any formal documentation is requested.
Can you finance multiple properties or a portfolio acquisition?+
Yes. Portfolio investors and multi-asset acquisitions are common on the commercial side. Structure depends on collateral, experience, and overall deal profile.
What is the difference between bridge and permanent financing?+
Bridge capital covers short-term needs — acquisition, renovation, or transitional holds — while permanent financing fits stabilized, long-term holds. Your advisor can help determine which path fits your exit strategy.
Do you lend in my state?+
Pillar works with investors across active U.S. markets. Contact us or speak with an advisor to confirm availability for your specific deal and location.
How do I get started?+
Start with our short online deal review to share the property and financing basics, or book a call with a commercial lending advisor to talk through a more complex scenario.
Next Step
Let’s structure your next multifamily move.
Whether you’re acquiring a value-add, stabilizing mixed-use, or building portfolio capital — start with an advisor who understands investor deals.
No obligation. Representative scenarios only — talk with an experienced investment advisor.