Construction
Construction Financing Guides
Construction financing combines land or acquisition cost with vertical build budgets, released in draws as work is completed and verified.
Use these guides to connect basis, plans, budgets, contingencies, draws, project execution, and a realistic sale or permanent-financing exit.
Cornerstone guides
Construction Loans: A Complete Investor Guide
Plan an investor construction loan from land and budget through draws, completion, and a sale or refinance exit without assuming one universal lender structure.
Read guideConstruction Loan Draws: Schedules, Inspections, and Funding
Build a practical draw workflow around schedules of values, request packages, inspections, contractor payments, change orders, and funding gaps.
Read guideHow Construction Loan Interest Works
Understand why construction interest is often charged on outstanding balance, how interest reserves differ from borrower-paid interest, and why draw structures are not universal.
Read guideKey terms
Construction FAQ
Do I need to own the land before applying?+
Programs vary. Some combine land acquisition and construction; others require land ownership or a signed purchase contract. Confirm structure for your specific project.
Explore financing for your investment strategy
Compare property fit, qualification factors, and what to prepare
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