Fix & Flip
How Fix & Flip Loans Work for Real Estate Investors
Learn how fix and flip financing is structured, what lenders review, and how to prepare your next rehab deal for a scenario review.
8 min readRead
Investor Knowledge Center
Fix & Flip
Fix & Flip Financing Guides
Short-term rehab financing for investors who buy, renovate, and sell — or refinance into a rental.
Fix and flip financing is built around the deal: purchase price, rehab budget, after-repair value, timeline, and your experience as an operator.
These guides explain how acquisition and rehab capital is structured, what lenders review, and how to prepare a credible scenario before you speak with an advisor.
Guides in this topic
Investor Fundamentals
How Real Estate Investors Use BRRRR Financing
Walk through Buy-Rehab-Rent-Refinance-Repeat and how private capital and DSCR takeout work together.
10 min readRead
Fix & Flip
What Credit Score Do You Need for a Fix & Flip Loan?
Credit matters on fix and flip deals — but the property and your experience often weigh just as heavily in asset-based underwriting.
6 min readRead
Key terms
Fix & Flip FAQ
How is fix and flip financing different from a bank mortgage?+
Fix and flip programs focus on the investment deal — ARV, rehab scope, and exit — rather than owner-occupant standards. Terms are shorter and underwriting is primarily asset-based.
Do I need prior flip experience?+
Many programs work with first-time operators on the right deal. Experience may affect leverage and pricing, but a strong project structure matters at least as much.
Ready to review your deal?
Tell us about your fix & flip project and get a fast investor scenario review — no obligation.
Or call (844) 733-2629