DSCR
How Real Estate Investors Use BRRRR Financing
Walk through Buy-Rehab-Rent-Refinance-Repeat and how private capital and DSCR takeout work together.
10 min readRead
Investor Resource Center
Fix & Flip
Fix & Flip Financing Guides
Short-term rehab financing for investors who buy, renovate, and sell — or refinance into a rental.
Fix and flip financing is built around the deal: purchase price, rehab budget, after-repair value, timeline, and your experience as an operator.
These guides explain how acquisition and rehab capital is structured, what lenders review, and how to prepare a credible scenario before you speak with an advisor.
Cornerstone guides
Fix & Flip16 min
Fix & Flip Loans: A Complete Investor Guide
Learn how acquisition and renovation financing works, how lenders evaluate ARV and rehab scope, how draws operate, and how investors document an exit plan.
Read guideFix & Flip15 min
How to Calculate After-Repair Value (ARV)
Estimate after-repair value with a repeatable comparable-sales workflow, an illustrative adjustment table, and a clear method for reconciling a practical ARV range.
Read guideFix & Flip13 min
How Much Cash Do You Need for a Fix and Flip?
Estimate cash required for a fix-and-flip beyond the down payment—including closing costs, rehab overrun buffers, carrying costs, and reserves through sale or refinance.
Read guideFix & Flip12 min
LTC vs LTV in Real Estate Investing
Learn how loan-to-cost and loan-to-value differ, when investors and lenders use each, and how Pillar’s fix-and-flip and construction tools calculate them.
Read guideMore investor education
Fix & Flip
What Credit Score Do You Need for a Fix & Flip Loan?
Understand how credit fits alongside project economics, liquidity, experience, collateral, and the execution plan in a fix-and-flip review.
6 min readRead
Key terms
Fix & Flip FAQ
How is fix and flip financing different from a bank mortgage?+
Fix and flip programs focus on the investment deal — ARV, rehab scope, and exit — rather than owner-occupant standards. Terms are shorter and underwriting is primarily asset-based.
Do I need prior flip experience?+
Many programs work with first-time operators on the right deal. Experience may affect leverage and pricing, but a strong project structure matters at least as much.
Explore financing for your investment strategy
Compare property fit, qualification factors, and what to prepare
Ready to review your deal?
Tell us about your fix & flip project and get a fast investor scenario review — no obligation.
Or call (844) 733-2629