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Commercial Loans
Bridge and term financing for commercial real estate
Financing for mixed-use, retail, office, and light industrial properties. Flexible terms for acquisition, stabilization, and repositioning.
Loan Terms
- Loan Amount
- Sized to asset & deal profile
- LTV
- Based on property type & use
- Term
- 12 – 36 months
- Rate
- Priced to asset & deal profile
- Closing
- Advisor-reviewed, deal-dependent timeline
- Property Types
- MF, Mixed, Retail, Office
Rates and terms subject to underwriting approval.
Program Highlights
Built for how investors actually operate.
- Value-add and stabilization plays
- Interest reserves available
- Prepayment terms disclosed in your term sheet
- Entity-level underwriting
- Non-recourse options on select deals
- Multiple state availability
Ready to get started?
Share your deal in a few minutes. No application fee, no obligation.
Check Loan OptionsFrequently Asked Questions
How fast can I close a Commercial loan?+
Timelines vary by documentation, appraisal, and title work. Investor-focused underwriting is built to move quickly once a file is complete — your advisor can walk through what to expect for your specific deal.
What credit score is required?+
We work with a wide range of credit profiles. Underwriting varies by program and may consider property cash flow, collateral, deal structure, and borrower experience.
Where do you lend?+
Pillar Private Lending works with investors in multiple states. Browse our location pages or contact us to confirm availability.
Is there an application fee?+
No. There is no cost to apply or receive a term sheet from Pillar.
Next Step
Ready to think through your next deal?
Share a few basics about the property and we'll help you understand which financing paths may fit your strategy.
No obligation. Representative scenarios only — talk with an experienced investment advisor.