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Fix & Flip Loans
Finance your purchase and renovation in one loan
Short-term rehab financing designed for investors who buy, renovate, and sell. We fund both acquisition and rehab with a draw schedule built around your project.
Loan Terms
- Loan Amount
- Sized to purchase + rehab budget
- LTC
- Structured around your deal
- Term
- 6 – 18 months
- Rate
- Priced to deal & experience
- Closing
- Investor-focused timeline
- Property Types
- SFR, 2-4 Unit
Rates and terms subject to underwriting approval.
Program Highlights
Built for how investors actually operate.
- Rehab draws processed on an expedited schedule
- First-time flippers considered
- Underwriting centers on the deal, not personal income documentation
- In-house scope of work review
- Extension options available
- Asset-based underwriting
Ready to get started?
Share your deal in a few minutes. No application fee, no obligation.
Check Loan OptionsFrequently Asked Questions
How fast can I close a Fix & Flip loan?+
Timelines vary by documentation, appraisal, and title work. Investor-focused underwriting is built to move quickly once a file is complete — your advisor can walk through what to expect for your specific deal.
What credit score is required?+
We work with a wide range of credit profiles. Underwriting varies by program and may consider property cash flow, collateral, deal structure, and borrower experience.
Where do you lend?+
Pillar Private Lending works with investors in multiple states. Browse our location pages or contact us to confirm availability.
Is there an application fee?+
No. There is no cost to apply or receive a term sheet from Pillar.
Next Step
Ready to think through your next deal?
Share a few basics about the property and we'll help you understand which financing paths may fit your strategy.
No obligation. Representative scenarios only — talk with an experienced investment advisor.