What bridge financing solves
Bridge loans fill a timing gap: you need capital now, but your exit — sale, refinance, or stabilization — is weeks or months away.
Investors use bridge for competitive acquisitions, paying off existing debt with cash for rehab, or holding during lease-up.
How bridge differs from traditional bank loans
Banks optimize for long amortization, full documentation, and owner-occupant standards. Bridge optimizes for speed, flexibility, and collateral-focused underwriting.
Bridge rates and fees reflect shorter terms and faster execution. Compare total cost against your hold period and exit proceeds.
Exit strategy matters
Every bridge file needs a credible exit within the term. Refinance into DSCR, sale, or construction completion should be documented before you close.